Why couldn't you add them up before?

Good for you.  I hope you can get enough to make your time pay! As a banker,
in the get the money back rather than the lending side, I am appalled at the
CC industry as a whole.  I see CC debt listed in a Chapter 7, and two years
later the same "frequent filer" goes Chapter 13--guess what,
same CC again.  And, while I realize this is a personal responsibility issue
as well, how stupid are they to issue a new card after being burned.  Tells
me they make enough off the various charges and interest to cover it,
meaning the consumer is getting screwed.

By the way, I saw the numbers on the last class action on the GM Cards--I
had closed mine, but still got a check--for 51 cents.  ;).

And, there is some truth to what you say that the class action is more about
getting a practice changed/stopped. But, the end result is usually millions
for a few lawyers, a few bucks for the plaintiffs and then we all pay higher
prices to pay the settlement. System isn't working. And, the "justice"
system usually isn't.

Example: In Washington State, a contractor was sued because of faulty work.
All of the subs were brought into the suit as well.  It was proven beyond
doubt that most of the subs had done their work EXACTLY to the specs
provided them by the project engineers.  Guess what? The subs insurance
companies ended up settling, the engineers
paid nothing, and to top it off,  the insurance cos. cancelled the subs
policies.

Lawyers spend most of their time lining up case law to prove their point.
Nobody cares if the original case was fair or not, just that it set
precedence.  I would like to see cases actually tried on merit rather than
what a previous case may have had in common with the present action. I know,
too much to ask.

Can you tell I dealt with lawyers on three different cases today at work?
<sigh>.  Dan