If you carry DAN dive insurance you probably will want to check on this.
http://www.deeperblue.net/newsfull.php/1222
> If you carry DAN dive insurance you probably will want to check on this.
>
> http://www.deeperblue.net/newsfull.php/1222
That's the old news, back from January, and DAN had addressed the issue.
It's worse now, according to an e-mail I received from SSS just yesterday:
(and a bit worrisome since Belize, where I'm headed in a week, is one of the
places listed -- fortunately Florida is one of the third-world countries
that has escaped the listing so far)
(DAN has not yet addressed this issue in either an e-mail to me, it's
dutiful member, or on its website - the latest bit on their website is back
from Jan. 31, where they assert that DAN insurance will be accepted at nine
of the chambers in question and that they'll work to ensure coverage three
others)
(BTW, anyone know offhand what a chamber ride costs in Belize? I need to
know how many credit cards to bring)
-----Original Message-----
From: SSS Network [mailto:communications@sssnetwork.com]
Sent: Thursday, March 09, 2006 3:39 PM
To: [me]
Subject: More Recompression Chambers Stop Accepting DAN America's Insurance
For Immediate Release
EFFECTIVE MARCH 9, 2006, AND UNTIL FURTHER NOTICE, DAN America dive
insurance is no longer accepted for payment at hyperbaric chambers in
following dive destinations:
Bahamas
Baja California
Belize
Cancun
Cozumel
Galapagos
Phuket, Thailand
Playa del Carmen
Samui, Thailand
Yucatan, Mexico
All divers carrying DAN America dive insurance and diving in these locations
should be prepared to pay out-of-pocket for any medical service rendered,
because these chambers will not accept DAN America's insurance or DAN
America's credit card as a method of payment. Hyperbaric chambers in other
locations are currently considering joining this group and not accepting DAN
America insurance.
This consortium of chambers has been forced to sue DAN America in federal
court in the United States due to unpaid medical claims, some dating as far
back as 2004. The financial burden of not being paid has forced several
chambers in remote locations to consider closing down. In order to remain
open, these chambers can no longer treat DAN America patients and not be
paid.
Of note, while DAN America is a non-profit research organization based in
the US, its insurance product is underwritten/re-insured by a for-profit
organization that is wholly-owned by DAN America called Accident & General
Insurance Ltd., based in the Cayman Islands. DAN America has claimed a rate
dispute as the reason for non-payment, saying that the rates are above what
DAN America considers reasonable and customary in the locality. However,
major medical insurers (including Blue Cross Blue Shield, Humana, Prudential
and Kaiser Permanente), DAN Europe, DAN Southern Africa, DAN SEAP as well as
all other dive insurers have accepted these same rates as appropriate and
paid their bills.
This action only applies to DAN America insurance and not any other
insurance coverage including DAN Europe, DAN Southern Africa, DAN Japan or
DAN SEAP. For further information regarding DAN America's for-profit
subsidiaries, please see the last 5 pages of their latest IRS tax filing
here:
http://www.guidestar.org/FinDocuments/2004/561/696/2004-561696689-1-9.pdf
For further information regarding DAN America's performance as a non-profit
organization, please see the report from Charity Navigator, an independent
evaluator of non-profits, who gives DAN America an overall rating of one out
of four stars:
http://www.charitynavigator.org/index.cfm/bay/search.summary/orgid/6487.htm
For further information, please contact communications@sssnetwork.com
Marc - 11 Mar 2006 10:32 GMT
>> If you carry DAN dive insurance you probably will want to check on this.
>>
[quoted text clipped - 8 lines]
> http://www.charitynavigator.org/index.cfm/bay/search.summary/orgid/6487.htm
> For further information, please contact communications@sssnetwork.com
Nice non-profit org almost 15% off their income goes to one or another
president of which they seem to have enough.
No wonder they can't or won't pay their bills.
By the way, the reinsure 100% in BWI for which they pay an average off just
over 18$ a member.
Marc
Dr Yak - 17 Mar 2006 03:36 GMT
>>If you carry DAN dive insurance you probably will want to check on this.
>>
[quoted text clipped - 42 lines]
> locations are currently considering joining this group and not accepting DAN
> America insurance.
They won't take a DAN credit card? That's not insurance, its a
Visa/MasterCard credit card that DAN gets a slice of for the logo, but
has no other connection.
>If you carry DAN dive insurance you probably will want to check on this.
>
>http://www.deeperblue.net/newsfull.php/1222
Not sure that this constitutes a guarantee of coverage.
http://www.diversalertnetwork.org/news/article.asp?newsid=723
JF
> If you carry DAN dive insurance you probably will want to check on this.
>
> http://www.deeperblue.net/newsfull.php/1222
In the interest of equal time-
http://www.diversalertnetwork.org/news/article.asp?newsid=734
Popeye - 17 Mar 2006 16:47 GMT
>> If you carry DAN dive insurance you probably will want to check on this.
>>
[quoted text clipped - 3 lines]
>
> http://www.diversalertnetwork.org/news/article.asp?newsid=734
Fair enough.
Greg Mossman - 17 Mar 2006 17:55 GMT
>>> If you carry DAN dive insurance you probably will want to check on this.
>>>
[quoted text clipped - 5 lines]
>
> Fair enough.
"DAN has always maintained a consistent message and approach to the issue:
A. DAN Members will be treated at all SSS recompression chambers.
B. DAN Members with Dive Accident Insurance purchased through DAN are fully
covered.
C. In the event of a dive injury, call the DAN Emergency Hotline
immediately.
D. DAN will handle all the necessary matters and no DAN member will be out
of pocket."
We'll see what happens when a bent diver actually puts it to the test.
Hopefully that won't be me next week. What's the protocol for in-water
recompression again?
Popeye - 17 Mar 2006 19:06 GMT
>>>> If you carry DAN dive insurance you probably will want to check on
>>>> this.
[quoted text clipped - 15 lines]
> D. DAN will handle all the necessary matters and no DAN member will be out
> of pocket."
Take two 90fters and call me in the morning.
> We'll see what happens when a bent diver actually puts it to the test.
> Hopefully that won't be me next week. What's the protocol for in-water
> recompression again?